Three languages
English, Chinese and Bahasa Melayu throughout the journey.
Back to home
Focus on recovery, not the paperwork.
Agent guidance firstMedical protection
Prepare for eligible hospital and treatment costs before they disrupt your plans.
- Understand limits and cost-sharing before applying
- Review hospital access and room entitlement
- Keep health declarations on Prudential's secure channel
Provider checkout
Formal quotations and payment stay on the named provider's platform.
Minimum data
Solver does not request NRIC, health records or payment details here.
Who it may suit
- Individuals without sufficient employer cover
- Families reviewing medical inflation
- People seeking longer-term hospital protection
What it is designed to support
- Eligible hospitalisation and surgical expenses
- Access to selected treatment and panel arrangements
- Protection against large unexpected medical bills
Check before you proceed
- Annual and lifetime limits
- Deductible or co-insurance
- Room and board entitlement, exclusions and repricing
Understand the direction
Common ways this protection is structured
These are general categories for orientation. The provider's quotation and PDS define the actual benefits.
01Hospital and surgical costs
Review eligible inpatient treatment, surgery and related hospital expenses under the selected plan.
02Cost-sharing structure
Compare how a deductible, co-insurance or co-payment affects what you pay during a claim.
03Longer-term medical planning
Consider medical inflation, repricing risk and affordability beyond the first policy year.
Review the details
Options and conditions worth checking
Outpatient treatment
Check whether specified cancer, kidney or other outpatient treatments are included or optional.
Emergency assistance
Review the geographical area and conditions for emergency treatment or assistance.
Room and board options
Understand room entitlement and the possible effect of choosing a higher room category.
Plain-language guide
Key terms before you continue
Annual limit
The maximum eligible benefit payable within a policy year, subject to all policy terms.
Deductible
An amount you pay before eligible benefits under the policy begin to apply.
Co-insurance
A stated share of eligible costs that remains payable by the policyholder.
Waiting period
A period after the policy starts when specified conditions or benefits are not yet covered.
Product ownership
Official information and documents
You will leave Solver Academy. Quotations, declarations, underwriting, payment and policy documents are handled by the provider.
PrudentialInsurance
Official purchase is not enabled until the provider link is approved and recently verified.
A controlled handoff
How the journey works
Understand the direction
Review the general cover structure and questions that matter to you.
Choose the provider or agent path
Use only an approved official link, or ask a registered Solver agent.
Complete with the provider
The provider handles declarations, quotation, underwriting, payment and policy documents.
Questions before purchase
Frequently asked about this protection
Is employer medical cover enough?
Check its annual limit, dependants, portability after leaving employment and any gaps in benefits.
Are pre-existing conditions covered?
Coverage depends on declarations, underwriting and policy terms. Prudential makes the formal assessment.
Must I use a panel hospital?
Cashless arrangements and non-panel procedures vary. Review the provider guide before treatment.
Ready for the next step?
Continue without sending sensitive information here
Use the named provider's approved platform when available, or share only minimum contact details with Solver Academy.
You will leave Solver Academy. Quotations, declarations, underwriting, payment and policy documents are handled by the provider.
This page is general information and is not a recommendation or a substitute for the provider's Product Disclosure Sheet.
Solver Academy may receive commission from the relevant provider when a purchase is completed. This does not change the premium quoted by the provider.
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